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VA Loans

Designed to benefit the brave men and women in our military, VA loans, also known as VA Mortgages, are a great route to homeownership.

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What is a VA Loan?

The men and women who serve our country as part of the U.S. Armed Forces have earned the option to use a VA loan to finance a home. This type of loan is provided by private lenders (like banks and mortgage companies) and insured by the U.S. Department of Veterans Affairs. VA loans are available to eligible veterans and surviving spouses.

What are the benefits of a VA loan?

VA loans offer no down payment options and no monthly mortgage insurance payment, and the VA Funding Fee can be financed into the loan. Eligible veterans and surviving spouses can use a VA loan to purchase a new home or refinance their existing home.


Qualifying for a VA Loan

To qualify for a VA loan, you must meet the eligibility requirements set forth by the U.S. Department of Veterans Affairs. A VA loan is available exclusively to current active military (90 days min. service), honorably-discharged Veterans, Reservist members (six years with an honorable discharge or 60-180 days of active duty), eligible surviving spouses, and those granted Veteran status through civilian employment.

A veteran father reading to his son

Applying for a VA Loan

If you qualify for a VA loan, it’s important to find a lender who works with the VA program. I have experience serving the valued members of our military and appreciate every opportunity to support their homeownership goals. Reach out to see if you qualify or to learn more.

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Johnny Kellogg

Loan OfficerNMLS#: 1667177
Licensed to originate:
I am authorized to do business in the state of Colorado.